Shawna Woodward

Shawna Woodward

Best of Real Talk Real Estate: Understanding Traditional Mortgage Loan Options in Georgia

Editor’s Note: Following the devastation from Hurricane Helene, perhaps you are thinking about leaving the mess behind and moving. If that’s your case, Shawna Woodward has some timely advice on mortgage loan options. Understanding the world of mortgage loans can be daunting, especially with the variety of options available to homebuyers in Georgia and the “advertised” interest rates promoted online. Understanding the different traditional mortgage loan types will help you make an informed decision that best suits your financial situation and homeownership goals. The first place to start if you

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Shawna Woodward

Real Talk Real Estate: Next Steps After Storm Damage: How to Restore or Sell with Help from Homeowners Insurance

As I sit here today, overwhelmed with the sound of chainsaws still whirring in the distance and a second storm hitting Florida, thoughts of what will come next burst into my emotions. Many of us are dealing with storm damage to our homes. This can feel overwhelming, especially when you’re faced with the daunting task of excessive repairs or even the possibility of totaling your property. The emotional and financial toll will be significant. However, homeowners’ insurance should be there to help shoulder the burden and guide you through the

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Shawna Woodward

Real Talk Real Estate: Homeowners Insurance Woes

Editor’s note: In the wake of Hurricane Helene’s damage across the CSRA, homeowners and renters have many questions about what their insurance covers and how FEMA might help with disaster assistance. For more information: Go online to DisasterAssistance.gov, use the FEMA App, or call 800-621-3362. Lines are open every day and help is available in most languages. In the Best of Real Talk Real Estate, Shawna Woodward offers more practical advice for homeowner and renter insurance. In recent months, I’ve noticed some concerning trends affecting homeowners across the country. You may have

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Shawna Woodward

Real Talk Real Estate: Sweaters, Swimsuits, and Gutters: Your Ultimate Guide to Fall Home Prep in Augusta

It’s here! Thanks to September 22, it’s officially fall in Augusta. Even though it was a nice breezy 89 degrees and a hurricane is landing, fall is a beautiful time of year that comes with home maintenance challenges. Taking a few proactive steps now can save you time, money, and stress later. So, grab a cozy sweater, or in our case, your swimsuit, and pour yourself a pumpkin spice latte, and let’s discuss the top five things you should do to prepare and maintain your home for fall. 1. Clean

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Consumer Stories

Best of Real Talk Real Estate: Unlocking Real Estate Secrets: 3 Top Googled Questions Answered

We all do it, take all our questions about real estate to the infamous Google! Initially, they mostly revolve around the same topic everyone is curious about: “When is the housing market going to crash?” Frankly, I’m a bit tired of that one, so let’s talk about a few other commonly searched questions. Can You Sell a Property After Probate? This is a common question, but not one many people are familiar with. Probate is the legal process of settling a deceased person’s assets and debts. Depending on whether there’s

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Consumer Stories

Real Talk Real Estate: Refinancing Your Home Mortgage: The Comedy of Rates, Points, and Perpetual Uncertainty

If you’ve been keeping tabs on the real estate market recently, you may have noticed something strange — it’s been a bit like trying to read the stock market while blindfolded…on a roller coaster…with a squirrel in your lap. In other words, it’s wild, unpredictable, and slightly ridiculous. But, whether you’re looking to buy your dream home, refinance your mortgage, or simply get a handle on the market, there are some essential things to know. So, let’s look into the essentials of refinancing your mortgage in today’s bonkers real estate

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Shawna Woodward

Best of Real Talk Real Estate: Homeowners Insurance Woes

In recent months, I’ve noticed some concerning trends affecting homeowners across the country. You may have faced increasing difficulties in obtaining and retaining your own homeowner’s insurance. These challenges have become particularly pronounced, affecting both new and existing homeowners. After witnessing the rising insurance costs firsthand, I felt we could all use an update on what to expect moving forward. One of the primary issues homeowners face is the rising cost of insurance premiums. Several factors have contributed to this increase, including, a rise in natural disasters, a rise in

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Consumer Stories

Real Talk Real Estate: Inside Scoop: Custom-Built Homes on Acreage in Appling, GA

Are you yearning for a little piece of land in a great area that you can build your own customized home on? Tired of dealing with your HOA and living a sneeze-shot away from your neighbors? Well, I have the scoop on a few great off-market options owned by Greenhead Homes. Let’s explore why you would consider moving to Appling. Appling offers a unique blend of rural charm and convenient access to amenities. It’s a community where you can enjoy the great outdoors, whether it’s boating on Clarks Hill Lake

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Shawna Woodward

Best of Real Talk Real Estate: Navigating the Home Inspection: A Guide for Buyers

The home inspection is a crucial part of the home-buying process, impacting both buyers and sellers. While it can be one of the more stressful steps, especially after the physical demands of moving, it’s essential for ensuring that your new home is safe and sound. In my 20 years of experience, I’ve never seen a home inspection that didn’t uncover something. Understanding the terminology and the process will help you make informed decisions without unnecessary worry. When you receive your inspection report, you’ll see terms like defective, deferred maintenance, monitor,

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Consumer Stories

Real Talk Real Estate: Unlocking Real Estate Secrets: 3 Top Googled Questions Answered

We all do it, take all our questions about real estate to the infamous Google! Initially, they mostly revolve around the same topic everyone is curious about: “When is the housing market going to crash?” Frankly, I’m a bit tired of that one, so let’s talk about a few other commonly searched questions. Can You Sell a Property After Probate? This is a common question, but not one many people are familiar with. Probate is the legal process of settling a deceased person’s assets and debts. Depending on whether there’s

Read More »