Wed, June 12, 2024

Thought Leaders

Health Business

The Benefits of Using a Personalized Health Insurance Agent: Your Guide to Affordable, Usable, and Protective Coverage

Navigating the world of health insurance can be daunting. With countless plans, varying coverage options, and complex terminology, it’s easy to feel overwhelmed. This is where a personalized health insurance agent comes in handy. These professionals are dedicated to helping you find the best health insurance plan tailored to your needs. Here’s why using a personalized health insurance agent can make all the difference and some essential tips and questions to ensure your policy is affordable, usable, and protective against catastrophic events. Benefits of a Personalized Health Insurance Agent Expertise

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Shawna Woodward

BEST OF: Real Talk Real Estate: Neighborhood Spotlight: The River Club, North Augusta, South Carolina

Editor’s Note: It’s summertime and the living is easy…especially in North Augusta on the river with a great golf course to boot. In today’s best of real talk real estate column, Re/Max’s Shawna Woodward looks at the River North community. Situated along the Savannah River, in the ever so quaint and growing town of North Augusta, is a community jewel that overlooks downtown Augusta, Georgia. The River Club is a one-of-a-kind community, elevated far above a normal suburban subdivision. The homes here are sandwiched in between the Savannah River and

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Shawna Woodward

Real Talk Real Estate: Understanding Traditional Mortgage Loan Options in Georgia

Understanding the world of mortgage loans can be daunting, especially with the variety of options available to homebuyers in Georgia and the “advertised” interest rates promoted online. Understanding the different traditional mortgage loan types will help you make an informed decision that best suits your financial situation and homeownership goals. The first place to start if you consider buying a home is to secure your financing. Here’s a comprehensive guide to the traditional mortgage loan options available in Georgia. Conventional Loans Conventional loans are not insured or guaranteed by the

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Shawna Woodward

Real Talk Real Estate: Essential Summer Home Maintenance Tasks to Tackle

As the summer sun shines brightly and temperatures rise, now is the perfect time to address key home maintenance tasks. Summer offers longer daylight hours and more predictable weather, making it an ideal season for both indoor and outdoor projects. Here are some essential home maintenance items to tackle this summer to keep your property in top shape. Check and Clean Your HVAC System Your air conditioning system works overtime during the summer months. Ensure it runs efficiently by performing the following tasks: Replace Air Filters: Clean or replace your

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Shawna Woodward

Real Talk Real Estate: Choosing the optimal closing date

When purchasing a home, one crucial question you’ll face is, “What day do you want to close?” While this may seem straightforward, selecting the best closing date requires careful consideration. Here are some key factors to keep in mind, particularly for those using traditional mortgage options. The Importance of a Firm Closing Date The closing date in your contract is intended to be a firm commitment for all parties involved. It sets the timeline for everyone to work towards and signifies your agreement to strive to meet this deadline. Popular

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Health Business

Becoming a Thought Leader in Health Insurance: Guiding Others Towards Protection and Peace of Mind

In the realm of health insurance, being a thought leader isn’t just about expertise – it’s about leveraging that knowledge to guide and empower others towards better protection and peace of mind. Let’s explore four key points on how I can be a trusted advisor in the world of health insurance, focused on helping and protecting new and existing clients: Educating and Empowering Others: As a thought leader in health insurance, my primary role is to educate and empower others to make informed decisions about their coverage. Whether it’s explaining

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Shawna Woodward

Real Talk Real Estate: Accelerate Your Equity: Smart Strategies to Pay Off Your Mortgage Quickly

Congratulations to all those owners out there who still have super-low interest rates! You have managed to survive this crazy real estate market unscathed, but why stop there when you can leverage this opportunity to build equity rapidly and position yourself for future financial gains? In this article, we’ll explore savvy strategies to pay off your mortgage loan quickly, maximize your equity, and prepare for a potential surge in home sales and prices when interest rates inevitably come back down. Let’s start with the obvious, making extra payments towards the

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Shawna Woodward

Real Talk Real Estate: Spring market update for Augusta, Georgia and the CSRA

Welcome to spring in Augusta, Georgia! As the weather finally begins to warm up, it’s the perfect time to explore the current trends shaping the local real estate landscape. Whether you’re considering buying or selling a home, understanding the market dynamics can help you make informed decisions and achieve your real estate goals. Here’s a closer look at what I’ve uncovered this week in our area. In the Central Savannah River Area (CSRA), there are currently 1,729 homes listed for sale, with 1,278 homes pending sale or under contract. The

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Shawna Woodward

Real Talk Real Estate: Discovering the best home-buying app for you!

Editor’s note: In today’s world, there are apps for everything, including home buying. ABD thought it is timely to revisit those options in the Best of Real Talk Real Estate. When you consider making a change, you’ll go straight to the internet to begin researching options. Real estate search apps have taken first place in every aspect of the home buying, renting, and selling process. In an effort to help you make an informed decision, I’ve decided to share my realtor’s perspective on a few of the most popular options.

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Women in Business

Women in Business: Alicia Fitts

Name: Alicia Fitts Title: AVP, Business Development and Community Relations for Peach State Federal Credit Union Start Date: January 2013 Phone:  678.889.4328 Website:  https://www.peachstatefcu.org/ Today’s Woman to Know is a self-proclaimed, “employed-preneur” who has spent the last ten years in the finance and HR industry. As an Augusta native, Alicia Fitts has worked her way up through the financial ranks from teller to loan officer to HR manager and then found her passion in business development. Serving as both the Assistant Vice President of Business Development and Community Relations for Peach

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