Fri, July 26, 2024

Thought Leaders

Shawna Woodward

Real Talk Real Estate: Homeowners Insurance Woes

In recent months, I’ve noticed some concerning trends affecting homeowners across the country. You may have faced increasing difficulties in obtaining and retaining your own homeowner’s insurance. These challenges have become particularly pronounced, affecting both new and existing homeowners. After witnessing the rising insurance costs firsthand, I felt we could all use an update on what to expect moving forward. One of the primary issues homeowners face is the rising cost of insurance premiums. Several factors have contributed to this increase, including, a rise in natural disasters, a rise in

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Shawna Woodward

Best of Real Talk Real Estate: Selling a home with pets

I hope that we all share the love of a beloved pet or two. I can admit I am fully pet-crazed and love my fur babies like they are my children. My friends affectionately refer to me as the crazy cat lady! When I am helping buyers and sellers, pets often take center stage with their needs. Those who have pets want to buy a home with a fenced yard for the dogs or a screened porch for the cats. If you are a seller, you are concerned with what

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Consumer Stories

Embracing AI in Real Estate: A Lesson in Productivity and Personal Connection

The infusion of artificial intelligence within the workspace evokes a mix of excitement and apprehension. AI has already revolutionized healthcare, finance, and manufacturing, but how can AI help people in an oriented workplace without removing the personal touch that clients want? In the dynamic real estate industry, which thrives on personal relationships, the introduction of AI presents unique challenges and opportunities. Let’s delve into how AI has been integrated into our real estate brokerage, not only to drive productivity, but also to enrich the personal touch we offer our agents,

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Consumer Stories

New leader taking over for 70th season of Augusta institution

On Monday, a marketing professional takes over the Augusta Symphony and hopes to conduct herself in a way to lead her team into the 8th decade of music in Augusta. “I was asked to apply for the position, and I can’t wait to get started. I feel like all my past experiences in marketing, business development, and being actively involved in the community will be extremely helpful,” Becky Dearden explained. She previously served for eight years as the Marketing Director of SME CPAs, an accounting firm with offices in Augusta and

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Shawna Woodward

Real Talk Real Estate: CSRA Market Update

As of mid-July, the real estate market in the Central Savannah River Area (CSRA) is showing intriguing trends that are essential for buyers and sellers to understand. Current Market Snapshot Homes for Sale: 1,868 Homes Pending Sale: 1,168 Average Days on Market: 100 days for closed sales from April to June Percentage of Asking Price Received: 98.59% Sales Trends The first quarter of 2024 saw a robust 4,115 homes sold. However, the second quarter experienced a noticeable slowdown with only 2,378 homes sold, signaling a deceleration in spring sales. The

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Health Business

Maximizing Cost Savings with Healthcare.gov Plans and Supplemental Policies

Navigating the world of health insurance can be a daunting task, especially when you’re trying to find a plan that balances coverage and cost. Luckily, Healthcare.gov offers a variety of plans that can help you save money through tax credits, regardless of your family size. Let’s break down how you can maximize your savings and why considering supplemental policies might be a smart move. First off, tax credits are a game-changer. These credits, also known as subsidies, can significantly reduce the amount you pay in premiums. The best part? They’re

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Consumer Stories

Real Talk Real Estate: Rental Fraud: A True Story

Editor’s Note: It seems there is hardly a week that goes by that ABD isn’t writing about a new business starting up in the CSRA. Some of those employees are looking to buy a home and others are seeking rental properties. This seemed an appropriate time to feature a previous column written by Shawna’s daughter who had a rental experience worth sharing. Hi, Augusta Business Daily! My name is Leanna Woodward, yes Woodward, you read that right. I am the daughter of your favorite CSRA realtor and the usual writer

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Shawna Woodward

Real Talk Real Estate: Tips and Tricks for Making a Strong Offer on a Home

Buying a home is an exciting yet complex process. With news of interest rates dropping soon, many potential buyers are eager to take the plunge. Having seen numerous inadequate offers over the years, I want to provide you with a head start to navigate the anticipated market frenzy. Here are some tips and tricks to help you make a compelling offer that will increase your chances of securing your dream home. Include a Pre-Approval letter with your Offer Before you start house hunting, get pre-approved for a mortgage. This shows

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Shawna Woodward

Real Talk Real Estate: Navigating the Home Inspection: A Guide for Buyers

The home inspection is a crucial part of the home-buying process, impacting both buyers and sellers. While it can be one of the more stressful steps, especially after the physical demands of moving, it’s essential for ensuring that your new home is safe and sound. In my 20 years of experience, I’ve never seen a home inspection that didn’t uncover something. Understanding the terminology and the process will help you make informed decisions without unnecessary worry. When you receive your inspection report, you’ll see terms like defective, deferred maintenance, monitor,

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Health Business

The Benefits of Using a Personalized Health Insurance Agent: Your Guide to Affordable, Usable, and Protective Coverage

Navigating the world of health insurance can be daunting. With countless plans, varying coverage options, and complex terminology, it’s easy to feel overwhelmed. This is where a personalized health insurance agent comes in handy. These professionals are dedicated to helping you find the best health insurance plan tailored to your needs. Here’s why using a personalized health insurance agent can make all the difference and some essential tips and questions to ensure your policy is affordable, usable, and protective against catastrophic events. Benefits of a Personalized Health Insurance Agent Expertise

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