Shawna Woodward

Shawna Woodward

Real Talk Real Estate: Discovering the best home-buying app for you!

When you consider making a change, you’ll go straight to the internet to begin researching options. Real estate search apps have taken first place in every aspect of the home buying, renting, and selling process. In an effort to help you make an informed decision, I’ve decided to share my realtor’s perspective on a few of the most popular options. I am going to start by emphasizing the importance of using a local realtor when you get serious. The main reason is because you need to get on your local

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Shawna Woodward

Real Talk Real Estate: Tax-deductible home buying expenses you should know

It’s tax time and homeownership comes with numerous perks, one of them is the potential to benefit from tax deductions. While not every expense related to buying a home is tax-deductible, there are several key items that can contribute to significant savings this tax season. Let’s explore the home-buying expenses that may qualify for tax deductions, helping you maximize the financial advantages of owning a home. 1. Mortgage Interest Arguably, the most well-known and significant deduction for homeowners is the mortgage interest deduction. Homeowners can deduct the interest paid on

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Shawna Woodward

Real Talk Real Estate: A Buyer’s Journey: The Dance Between New Homes and Old Charms

One of the most common debates on what home to buy revolves around an age-old question: Is it better to buy a brand new home, or should you opt for the character of a time-tested older home? This decision can cause your head to spin and may bring stress that steals the joy associated with home ownership. So, let’s walk through the pros and cons of both, and maybe, just maybe, find the key to unlock the door of your dream home. Let’s start with the pros of buying a

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Shawna Woodward

Real Talk Real Estate: Streamlining Your Space: The ultimate guide to decluttering for effortless home maintenance

Now that I have packed away all my holiday decor, it suddenly feels like the house is naked! But honestly, I LOVE it. A clutter-free home not only looks inviting, but also paves the way for easy maintenance and stress-free cleaning routines. I am certain that having a clean and decluttered home will bring a sense of peace and relaxation to your life helping keep those winter blues away. Organizing is one of my favorite things to do, but I get it, for some the thought of decluttering feels overwhelming.

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Shawna Woodward

Real Talk Real Estate: Recognizing the Numbers: How to know when to refinance your mortgage

So many of us hoped interest rates would drop and we could take advantage of refinancing. Refinancing your mortgage can be a savvy financial move, potentially saving you thousands of dollars in interest payments or helping you tap into the equity in your home. However, determining the right time to refinance is crucial, as market conditions, interest rates, and your personal financial situation all play significant roles. In this guide, we’ll explore key indicators to help you know when it might be the right time to consider refinancing your mortgage.

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Shawna Woodward

Real Talk Real Estate: Millennial Wave: The driving force in today’s real estate buyer

Who is buying up all the homes today?  While the market is slowly normalizing, millennials have firmly positioned themselves as the dominant force. As the largest generation in the U.S. population, these individuals born between 1981 and 1996 or 27-42-year-olds, are not only influencing trends, but also facing unique challenges in their quest for homeownership. Challenges in the current market: According to a recent Redfin report, 2023 was labeled the least affordable year on record for homebuyers, with the median monthly housing payment hitting an all-time high of $2,715, representing

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Shawna Woodward

Best of Real Talk Real Estate: Pros and Cons of Selling Home During Holidays!

Let’s be honest here. In the time period between Halloween and the New Year, everyone is running an emotional and stress-filled gauntlet. You’ll attend more family gatherings in these four months than you did in all of the months before. This entails cooking, planning, cleaning, and not to mention the mental preparation needed to withstand all of your deranged family members. Just days after Thanksgiving it is time to hang Christmas lights, replace your fall decorations (that you just put out) with Christmas decorations, and if you’re like most people,

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Shawna Woodward

Real Talk Real Estate: Mark Cuban’s Stock Liquidation: What it means for the real estate market and is TIK TOK Right?

In recent news, billionaire entrepreneur, Mark Cuban made headlines by liquidating a significant portion of his stock portfolio. Naturally, this has led to speculation and concerns about potential ripple effects on various markets, including real estate. It’s important to note that the real estate market is influenced by a multitude of factors, and while high-profile financial moves can catch our attention, they don’t necessarily signal an imminent crash. Cuban’s decision to liquidate stocks would be based on his specific investment strategy or outlook on the stock market, which may not

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Shawna Woodward

Real Estate Rollercoaster: Navigating the impact of FED’s rate decision on Augusta’s market

Real estate news is big this week, as the FED’s have agreed that they are done raising the rate for the immediate future, and there may be some very small adjustments moving rates down in the first quarter of 2024. This should be good for our area. Hopes are high to see some major adjustments, but that is very unlikely. Stability is coming, and everyone is ready for it, it just will unlikely meet the hopes of consumers. I feel very strongly that if you can get a loan and

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Shawna Woodward

Real Talk Real Estate: ‘Tis the Season to be moving: The whys and wherefores of holiday relocations

Ah, the holiday season—the time for chestnuts roasting on an open fire, sleigh bells jingling, and, apparently, the clatter of moving boxes being taped up. Who in their right mind, you may ask, decides to uproot their life during a season known for festive cheer and an unhealthy amount of fruitcake? Well, dear reader, grab a cup of cocoa and join me on a whimsical journey into the world of those who move during the holidays and the reasons behind their yuletide relocations. The Merry Mavericks – Job Relocators: While

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