Company: Independence Care of Georgia Contact: Philip Viar Phone: 470-412-8983 Website: https://www.independence-care.com Address: 4316 Washington Road, Evans, GA In 2006, Philip Viar was selling mortgages for a living. “I was already seeing where the industry was heading,” he explained. “We were making ‘no doc’ loans for janitors buying $2 million houses.” His crystal ball was accurate. Two years later, predatory loans and deflating housing prices led to a financial crisis that gripped the country. Viar, who grew up in the Northeast, had relocated to New York City with his wife.