Shawna Woodward

When purchasing a home, one crucial question you’ll face is, “What day do you want to close?” While this may seem straightforward, selecting the best closing date requires careful consideration. Here are some key factors to keep in mind, particularly for those using traditional mortgage options. The Importance of a Firm Closing Date The closing date in your contract is intended to be a firm commitment for all parties involved. It sets the timeline for everyone to work towards and signifies your agreement to strive to meet this deadline. Popular

Editor’s Note: Following the devastation from Hurricane Helene, perhaps you are thinking about leaving the mess behind and moving. If that’s your case, Shawna Woodward has some timely advice on mortgage loan options. Understanding the world of mortgage loans can be daunting, especially with the variety of options available to homebuyers in Georgia and the “advertised” interest rates promoted online. Understanding the different traditional mortgage loan types will help you make an informed decision that best suits your financial situation and homeownership goals. The first place to start if you

It’s here! Thanks to September 22, it’s officially fall in Augusta. Even though it was a nice breezy 89 degrees and a hurricane is landing, fall is a beautiful time of year that comes with home maintenance challenges. Taking a few proactive steps now can save you time, money, and stress later. So, grab a cozy sweater, or in our case, your swimsuit, and pour yourself a pumpkin spice latte, and let’s discuss the top five things you should do to prepare and maintain your home for fall. 1. Clean

The home inspection is a crucial part of the home-buying process, impacting both buyers and sellers. While it can be one of the more stressful steps, especially after the physical demands of moving, it’s essential for ensuring that your new home is safe and sound. In my 20 years of experience, I’ve never seen a home inspection that didn’t uncover something. Understanding the terminology and the process will help you make informed decisions without unnecessary worry. When you receive your inspection report, you’ll see terms like defective, deferred maintenance, monitor,

Congratulations to all those owners out there who still have super-low interest rates! You have managed to survive this crazy real estate market unscathed, but why stop there when you can leverage this opportunity to build equity rapidly and position yourself for future financial gains? In this article, we’ll explore savvy strategies to pay off your mortgage loan quickly, maximize your equity, and prepare for a potential surge in home sales and prices when interest rates inevitably come back down. Let’s start with the obvious, making extra payments towards the

I hope that we all share the love of a beloved pet or two. I can admit I am fully pet-crazed and love my fur babies like they are my children. My friends affectionately refer to me as the crazy cat lady! When I am helping buyers and sellers, pets often take center stage with their needs. Those who have pets want to buy a home with a fenced yard for the dogs or a screened porch for the cats. If you are a seller, you are concerned with what

Buying a home is an exciting yet complex process. With news of interest rates dropping soon, many potential buyers are eager to take the plunge. Having seen numerous inadequate offers over the years, I want to provide you with a head start to navigate the anticipated market frenzy. Here are some tips and tricks to help you make a compelling offer that will increase your chances of securing your dream home. Include a Pre-Approval letter with your Offer Before you start house hunting, get pre-approved for a mortgage. This shows

The home inspection is a crucial part of the home-buying process, impacting both buyers and sellers. While it can be one of the more stressful steps, especially after the physical demands of moving, it’s essential for ensuring that your new home is safe and sound. In my 20 years of experience, I’ve never seen a home inspection that didn’t uncover something. Understanding the terminology and the process will help you make informed decisions without unnecessary worry. When you receive your inspection report, you’ll see terms like defective, deferred maintenance, monitor,

Editor’s Note: It’s summertime and the living is easy…especially in North Augusta on the river with a great golf course to boot. In today’s best of real talk real estate column, Re/Max’s Shawna Woodward looks at the River North community. Situated along the Savannah River, in the ever so quaint and growing town of North Augusta, is a community jewel that overlooks downtown Augusta, Georgia. The River Club is a one-of-a-kind community, elevated far above a normal suburban subdivision. The homes here are sandwiched in between the Savannah River and

Understanding the world of mortgage loans can be daunting, especially with the variety of options available to homebuyers in Georgia and the “advertised” interest rates promoted online. Understanding the different traditional mortgage loan types will help you make an informed decision that best suits your financial situation and homeownership goals. The first place to start if you consider buying a home is to secure your financing. Here’s a comprehensive guide to the traditional mortgage loan options available in Georgia. Conventional Loans Conventional loans are not insured or guaranteed by the

As the summer sun shines brightly and temperatures rise, now is the perfect time to address key home maintenance tasks. Summer offers longer daylight hours and more predictable weather, making it an ideal season for both indoor and outdoor projects. Here are some essential home maintenance items to tackle this summer to keep your property in top shape. Check and Clean Your HVAC System Your air conditioning system works overtime during the summer months. Ensure it runs efficiently by performing the following tasks: Replace Air Filters: Clean or replace your

When purchasing a home, one crucial question you’ll face is, “What day do you want to close?” While this may seem straightforward, selecting the best closing date requires careful consideration. Here are some key factors to keep in mind, particularly for those using traditional mortgage options. The Importance of a Firm Closing Date The closing date in your contract is intended to be a firm commitment for all parties involved. It sets the timeline for everyone to work towards and signifies your agreement to strive to meet this deadline. Popular

Congratulations to all those owners out there who still have super-low interest rates! You have managed to survive this crazy real estate market unscathed, but why stop there when you can leverage this opportunity to build equity rapidly and position yourself for future financial gains? In this article, we’ll explore savvy strategies to pay off your mortgage loan quickly, maximize your equity, and prepare for a potential surge in home sales and prices when interest rates inevitably come back down. Let’s start with the obvious, making extra payments towards the

Welcome to spring in Augusta, Georgia! As the weather finally begins to warm up, it’s the perfect time to explore the current trends shaping the local real estate landscape. Whether you’re considering buying or selling a home, understanding the market dynamics can help you make informed decisions and achieve your real estate goals. Here’s a closer look at what I’ve uncovered this week in our area. In the Central Savannah River Area (CSRA), there are currently 1,729 homes listed for sale, with 1,278 homes pending sale or under contract. The

Editor’s note: In today’s world, there are apps for everything, including home buying. ABD thought it is timely to revisit those options in the Best of Real Talk Real Estate. When you consider making a change, you’ll go straight to the internet to begin researching options. Real estate search apps have taken first place in every aspect of the home buying, renting, and selling process. In an effort to help you make an informed decision, I’ve decided to share my realtor’s perspective on a few of the most popular options.

Every April, the city of Augusta, Georgia, transforms into a hub of excitement and prestige as it plays host to one of the most prestigious events in the golfing world: the Masters Tournament. With thousands of visitors flocking to Augusta to witness the iconic tournament, local homeowners have a unique opportunity to capitalize on the influx of guests by renting out their personal homes. If you’ve ever considered renting out your home for the Masters Golf Tournament, here is what you need to know. Renting out your home during the

Editor’s note: With all eyes on Augusta this week and visitors pouring in from across the country, we thought it would be a good time to refocus on a neighborhood that’s a good fit for someone who loves golf and might be ready for moving day. Jones Creek’s disputes related to the drainage situation at the community golf course created an epic saga that ended with what seemed the end of an era. This prestigious golf community was a well-known jewel located in Evans, GA. Situated very close to the

Have you ever dreamed of living in a permanent vacation home? With the onset of Spring Break, better known to us here as Masters Week, you are likely planning a trip to relax and recharge at a peaceful destination. Today, I’m here to tell you that you could enjoy the novelty of peace and serenity in your own backyard every day, by living by the lake! We are blessed to be surrounded by great lake life options. Lakeside living has jumped in popularity as life becomes more stressful and people

As the warm breeze of spring graces Augusta, Georgia, the real estate market in our charming city is bustling with activity. Augusta continues to attract homebuyers seeking a blend of Southern charm and modern amenities. Here’s a quick update on the current state of the Augusta real estate market, highlighting key trends and opportunities for both buyers and sellers. Strong Demand and Limited Inventory: Like many markets across the country, we are experiencing robust demand for housing coupled with limited inventory. This breeds consistent competition among buyers, still resulting in

With the recent proposed settlement by the National Association of Realtors (NAR) in response to a class action lawsuit alleging antitrust violations, there’s been much speculation about its impact on the public and the real estate industry at large. Antitrust laws, designed to protect consumers from harmful practices like price-fixing or monopolistic behavior, are intended to ensure fair competition and transparency in the marketplace, particularly in sectors like real estate where significant financial transactions are at stake. Amidst the media frenzy surrounding the settlement, it’s essential to separate fact from

A homestead exemption is a valuable benefit for homeowners. It provides a reduction in local property taxes, providing a little financial relief. The deadline is looming to take advantage of this homeownership benefit. April 1st is the most common deadline locally; Aiken County may give you a little more time. It seems like a huge burden and a lot of work, but I just completed mine in Columbia County and it was so easy. Whether you’re a first-time homeowner or looking to maximize your savings, understanding how to file for

Editor’s note: As the April 15 tax deadline approaches, we thought it would be a good time to do a rerun of tax-deductible home-buying expenses. Hope this helps ease your tax pain! It’s tax time and homeownership comes with numerous perks, one of them is the potential to benefit from tax deductions. While not every expense related to buying a home is tax-deductible, there are several key items that can contribute to significant savings this tax season. Let’s explore the home-buying expenses that may qualify for tax deductions, helping you

Growing up, I always loved looking at new homes. I can remember when I was 10 years old, we moved to Ft. Meade, Maryland. This is where my love for real estate started. My family was and is still big on daydreaming! My parents would take my brother and I to wander through newly built communities and I would “envision” a life in one of these homes. Everywhere we lived from Maryland to Hawaii, with a brief stop through Colorado, led me to explore new construction and model homes. The

As a local, you know that spring in Augusta starts before the rest of the country. Along our picturesque Savannah River, we have a rich history of southern charm coupled with a warm and sunny climate, creating the perfect place for an abundance of outdoor activities that cater to nature enthusiasts of all kinds. People migrate here regularly to stay, specifically, those who are tired of the cold weather and desire a lifestyle that is focused on finding somewhere full of a diverse range of outdoor experiences. Augusta is a

Everyone needs a place to live and buying a home is a significant milestone. The financial requirements of putting down large sums of money to buy a home can be a major barrier to making this dream become a reality. I often get asked about first-time home buyer programs, and while there are not actually “first-time” home buyer programs, there are several options available for those looking to purchase a home with no down payment. Essentially, this would be any loan program that offers 100% financing. 100% financing can be

In my short lifetime, few activities have surged in popularity like pickleball. This fast-paced, easy-to-learn game has taken communities by storm. It’s become so popular, that a few of our subdivisions have added their own courts directly supporting its abundant growth. Do you know the story of how pickleball began? In the summer of 1965 on Bainbridge Island, a picturesque location near Seattle, Washington, this sport was invented. Three fathers were searching for a way to entertain their families. They improvised, playing a game combining elements of badminton, tennis, and

When you consider making a change, you’ll go straight to the internet to begin researching options. Real estate search apps have taken first place in every aspect of the home buying, renting, and selling process. In an effort to help you make an informed decision, I’ve decided to share my realtor’s perspective on a few of the most popular options. I am going to start by emphasizing the importance of using a local realtor when you get serious. The main reason is because you need to get on your local

It’s tax time and homeownership comes with numerous perks, one of them is the potential to benefit from tax deductions. While not every expense related to buying a home is tax-deductible, there are several key items that can contribute to significant savings this tax season. Let’s explore the home-buying expenses that may qualify for tax deductions, helping you maximize the financial advantages of owning a home. 1. Mortgage Interest Arguably, the most well-known and significant deduction for homeowners is the mortgage interest deduction. Homeowners can deduct the interest paid on

One of the most common debates on what home to buy revolves around an age-old question: Is it better to buy a brand new home, or should you opt for the character of a time-tested older home? This decision can cause your head to spin and may bring stress that steals the joy associated with home ownership. So, let’s walk through the pros and cons of both, and maybe, just maybe, find the key to unlock the door of your dream home. Let’s start with the pros of buying a

Now that I have packed away all my holiday decor, it suddenly feels like the house is naked! But honestly, I LOVE it. A clutter-free home not only looks inviting, but also paves the way for easy maintenance and stress-free cleaning routines. I am certain that having a clean and decluttered home will bring a sense of peace and relaxation to your life helping keep those winter blues away. Organizing is one of my favorite things to do, but I get it, for some the thought of decluttering feels overwhelming.

So many of us hoped interest rates would drop and we could take advantage of refinancing. Refinancing your mortgage can be a savvy financial move, potentially saving you thousands of dollars in interest payments or helping you tap into the equity in your home. However, determining the right time to refinance is crucial, as market conditions, interest rates, and your personal financial situation all play significant roles. In this guide, we’ll explore key indicators to help you know when it might be the right time to consider refinancing your mortgage.

Who is buying up all the homes today?  While the market is slowly normalizing, millennials have firmly positioned themselves as the dominant force. As the largest generation in the U.S. population, these individuals born between 1981 and 1996 or 27-42-year-olds, are not only influencing trends, but also facing unique challenges in their quest for homeownership. Challenges in the current market: According to a recent Redfin report, 2023 was labeled the least affordable year on record for homebuyers, with the median monthly housing payment hitting an all-time high of $2,715, representing

Let’s be honest here. In the time period between Halloween and the New Year, everyone is running an emotional and stress-filled gauntlet. You’ll attend more family gatherings in these four months than you did in all of the months before. This entails cooking, planning, cleaning, and not to mention the mental preparation needed to withstand all of your deranged family members. Just days after Thanksgiving it is time to hang Christmas lights, replace your fall decorations (that you just put out) with Christmas decorations, and if you’re like most people,

In recent news, billionaire entrepreneur, Mark Cuban made headlines by liquidating a significant portion of his stock portfolio. Naturally, this has led to speculation and concerns about potential ripple effects on various markets, including real estate. It’s important to note that the real estate market is influenced by a multitude of factors, and while high-profile financial moves can catch our attention, they don’t necessarily signal an imminent crash. Cuban’s decision to liquidate stocks would be based on his specific investment strategy or outlook on the stock market, which may not

Real estate news is big this week, as the FED’s have agreed that they are done raising the rate for the immediate future, and there may be some very small adjustments moving rates down in the first quarter of 2024. This should be good for our area. Hopes are high to see some major adjustments, but that is very unlikely. Stability is coming, and everyone is ready for it, it just will unlikely meet the hopes of consumers. I feel very strongly that if you can get a loan and

Ah, the holiday season—the time for chestnuts roasting on an open fire, sleigh bells jingling, and, apparently, the clatter of moving boxes being taped up. Who in their right mind, you may ask, decides to uproot their life during a season known for festive cheer and an unhealthy amount of fruitcake? Well, dear reader, grab a cup of cocoa and join me on a whimsical journey into the world of those who move during the holidays and the reasons behind their yuletide relocations. The Merry Mavericks – Job Relocators: While

The crisp autumn breeze has set in and there’s a buzz in the air that can only mean one thing, Thanksgiving is near! It’s that time of year when we gather with family and friends in our homes to express gratitude, share stories, and, of course, indulge in a feast fit for royalty. This Thanksgiving, why not ditch the store-bought dishes and embark on a culinary adventure in your own kitchen! These mouthwatering ideas will have everyone at the table giving thanks. I hope sharing some cooking tips will give

Owning your own home is a dream come true for about 65 percent of Americans. Did you know that there are numerous benefits to being a homeowner beyond the freedom to wallpaper your bedroom with cat memes? I actually tried to add cat meme wallpaper in my new house and my daughters quickly vetoed it! Let’s start with the best benefit – building generational wealth. I feel like I am continuously harping on this fact. Owning real estate is like planting a money tree in your backyard. As property values

Okay, these questions have been at the forefront of everyone’s mind since the market boom in 2020. Lately, I am seeing that home values have started to dip a little locally. Not enough for you to risk the equity you have, even if you purchased within the last year, but enough that you will need to be better positioned when you do sell, offering something that is more valuable than what your neighbors are selling. Question #1: Is the housing market going to crash? We all want to know—Is the

Jones Creek’s disputes related to the drainage situation at the community golf course created an epic saga that ended with what seemed the end of an era. This prestigious golf community was a well-known jewel located in Evans, GA. Situated very close to the Columbia County line and just minutes away from the infamous Augusta National, made this subdivision an enterprising buy with great rental potential during Masters Week. Beautiful homes, surrounded by a 187-acre public golf course, six miles from what is arguably known as the greatest golf tournament

Buying a home is a significant life event, and it’s often said that the decision goes beyond the bricks and mortar. In fact, the psychology of home buying plays a pivotal role in shaping our choices. Let’s delve into the factors that influence your decision when purchasing a home, going beyond the tangible aspects. Emotional Attachment: Our homes are not just buildings. They become the backdrop to our life stories. Many buyers are driven by a deep emotional connection to a property. Perhaps, it reminds them of their childhood home

As a local real estate agent, I am often asked to explain some of the more complicated terms that come up during the buying and selling process. In this article, I will break down seven terms that I believe are particularly important for buyers and sellers to understand: Pending or contingent offer, Closing Costs, Equity, Certified Funds, Due Diligence, Contingencies, and Title Commitment. First, let’s talk about Pending Offers. Locally, we consider an accepted offer to purchase a property, as a “Pending Offer.” This means that the property is generally

Earlier this week, Augusta Business Daily shared an informative piece on the new hospital coming to Columbia County. This exciting news led me to consider the impact on local real estate near the hospital, which is underway in our fastest-growing city around – Grovetown, Ga. Traditionally, those who work in the medical field want to live close to work. These professionals, residents specifically, sometimes work 80 hours a week. A hospital in today’s Grovetown would be a desirable choice for medical professionals because the available housing within a 5-mile radius

Last week, I focused on what a seller could do to quickly increase the time in which it takes to sell a home. This week, I thought I’d share some helpful tips for those preparing to buy a home. Specifically, what are some quick tips to help a buyer move forward with the purchasing side of a real estate transaction? The quickest thing I can advise that you do is locate, or always have these basic documents available, in a folder on your computer, or paper copies if you hold

If you are planning to sell your real estate soon, you may be asking, did I miss the perfect time to sell? The short answer is no, you are not too late. However, unlike the previous years, preparing a home for showing will take some effort. Gone are the days of multiple offers on an ugly home. Things like curb appeal, present-day decorative features, and fresh paint matter again! Pricing correctly is always the main key to selling quickly, but you also need to make sure you present your home

There’s been a recent shortage in the number of home sales, and you might be wondering why that is. What does this mean for the future? I saw some interesting things happening in our local MLS this week. For all those real estate newbies out there, MLS stands for multiple listing service, the website licensed real estate agents use to share home details with other agents. What I saw ignited a faint wonder, is the market starting to shift? My position has been pretty stout on the current sellers’ market

Last week, I watched a segment on the local news where they interviewed representatives from the Richmond County tax assessor’s office talking about the process used to decide values for property taxes. This process is similar to a property appraisal done by realtors or appraisers and is determined by local sales values. All counties generally follow the same process and then use their local millage rate formula to decide a tax assessment figure. Here is a quick example to show you how the millage rate process works. In Georgia, the

In the vast tapestry of today’s world, there exists a nation that echoes a resounding chorus of dreams fulfilled. That nation is the United States of America, a place where our value of living is defined by the pursuit of happiness and the cherished milestones that accompany it. As we prepare for the upcoming holiday, I can’t help but feel extremely grateful for those who have paved the way before us and made the amazing lives we live today possible. Owning a home has long been an emblematic milestone, encapsulating

Situated along the Savannah River, in the ever so quaint and growing town of North Augusta, is a community jewel that overlooks downtown Augusta, Georgia. The River Club is a one-of-a-kind community, elevated far above a normal suburban subdivision. The homes here are sandwiched in between the Savannah River and the River Club Golf Course, providing 360° views from everywhere in the community. Adjacent to SRP Park, home of the Augusta GreenJackets, The River Club has convenient access to amazing restaurants and experiences. Whether you are a sports and events

The real estate industry is continually evolving, and one of the most exciting advancements in recent years is the use of virtual capabilities to tour and sell properties. Virtual technology has revolutionized the way potential buyers interact with properties, providing immersive experiences and convenience like never before. If you’ve seen the new vision pro by Apple, you will easily be able to envision the future using real-life 3D tours, drone videos, and virtual staging. Let’s start with 3D tours. Gone are the days when buyers relied solely on static images

In a world of rising expenses, saving money is crucial. This article explores the benefits of shopping for your insurance policies. I discovered substantial annual savings by switching my car insurance. Unfortunately, I couldn’t swap my home insurance because my house is too far away from a fire station. However, this limitation in switching home insurance highlighted untapped savings potential. Smart insurance shopping helped me regain control over my expenses while obtaining a better car insurance policy. Switching my car insurance resulted in an impressive $1,200 in annual savings. Using

I recently went to a birthday dinner at Augustino’s in Augusta. The steak was delicious by the way! I only knew a couple of people there, so our conversation gradually gravitated towards getting to know each other. When you first meet someone, the question “Where do you work?” is bound to come up. When it was my turn to come forth, the conversation immediately turned to current mortgage rates. I proceeded to tell my new friend, Allen, about our current mortgage rates. Not even Billy Mays could convince him to

As one of Georgia’s hidden gems, I think Augusta offers a diverse blend of rich history, vibrant culture, and beautiful landscapes. Whether you’re a current resident, a prospective buyer, or an investor, understanding the real estate market trends and forecasts in Augusta is crucial to providing confidence moving forward with your investment. This week, I wanted to share my opinion on the current state of our Augusta, Georgia real estate market and provide some insights into its outlook. Augusta’s real estate market has always experienced steady growth and increasing demand.

Editor’s note: As we salute all our ABD readers who are working moms this Mother’s Day weekend, it seemed appropriate to share again Shawna Woodward’s story about her company’s commitment to giving, especially to the Children’s Miracle Network. As the Editor for ABD, I can appreciate what Shawna went through with Braydon’s traumatic diagnosis. I almost lost my own son at five years old from bacterial meningitis. He would lose both feet from that terrible disease, but Shawna and I are both lucky. We still have our boys and are

Let’s talk about the elephant in the room, the emotional downturn that happens once you’ve finally bought a house in today’s market. Buying a house is a significant investment, and for many people, it is a life-long dream. However, because we are in a sellers’ market, the excitement of finding your dream home can quickly turn into buyer’s remorse. This feeling of regret and uncertainty can arise after the purchase, and it is common among homebuyers. But what exactly is buyer’s remorse, and how can you cope with it? What

Are you a first-time homebuyer looking to put your personal touch on your new abode? Updating your home can be an exciting and rewarding experience, but it can also be overwhelming if you don’t know where to start. Fear not, we’ve compiled a list of the most common DIY updates that first-time homebuyers make to transform their house into a home. Painting One of the easiest and most cost-effective ways to update your home is by painting. Whether it’s a fresh coat of paint on the walls or giving your

Starting May 1, 2023, the Federal Housing Finance Agency will enforce new fee adjustments for federally backed home mortgage companies, Fannie Mae and Freddie Mac. The Loan-Level Price Adjustments (LLPAs) will affect all private banks and mortgage companies across the U.S. The new rule aims to subsidize high-risk borrowers by imposing intentional disruption to traditional risk-based pricing. This policy, however, comes with added costs for homebuyers with credit scores of 680 or higher. These homebuyers may pay approximately $40 more per month on a $400,000 loan. Those who make down

There is much news to share regarding all things real estate in the AUG this week. First, I want to let you know that I have heard a tale of a VA loan with a 5% interest rate! Will you qualify for 5%? Probably not, but it is a start towards what I hope will encourage the fence riders to hop on down! I come to you today with a quick market update. Take this information as you will, but remember, owning a home will always be a wise step

It’s Masters week here in Augusta, Georgia! This is the week where a third of the town has left for spring break, a third has stayed to staff one of the biggest golf tournaments in the world, and the last third are wondering what the heck is going on! Essentially, living here in Augusta, you have heard about renting your house out for Masters Week. Renting can be super exciting and very profitable if you are suited for this task. Knowing that there are loads of questions that surround this

As the days get longer, now is an excellent time to complete a few home maintenance tasks before it gets unbearably hot outside. One of the first things you should do is clean out the gutters. The best practice is to remove all leaves, pine needles, and any other debris that has accumulated. We get a lot of rain in the spring, so you want to make sure the gutters and downspouts are not blocked. Clogged gutters can be the main cause of damage to siding, interior ceilings, and property

My husband and I are in a new phase of life. We have found ourselves straddling life as empty nesters, but knew our current home couldn’t house our future. About 2 years ago, we decided it was time to make a move. In all honesty, I didn’t want to do it! Being a realtor, I am intimately aware of the hard work it takes to find a home and move. If you are familiar with the enneagrams, I am a 1 wing 9 and like to declare myself as a

The decision to buy your home or rent your home is a crucial financial choice. It requires careful consideration. I often get asked which of the two is the better option. My answer is always, “It depends!” In this article, I will compare and contrast buying a home versus renting a home to help you make an informed decision. Buying a Home Pros: Equity: When you buy a home, you build equity in the property. This means that as you make mortgage payments and the property value appreciates, you own

This is the time of year people get the itch to sell their homes. Whether you have been waiting for spring to come, or the beautiful sunny days have you thinking about making a big move, here is some wise advice on what to focus on while you are getting ready. I have been selling real estate for 18 years in the CSRA and I have seen a lot of homes. Back some years ago, I remember having a home for sale that I felt was less than desirable in

A few days ago, I found out that Braydon and I were the top Re/Max agent contributors to the Children’s Miracle Network for Georgia in 2022. We give in the honor of our clients on every sales transaction. Because of you, and your unwavering support, we are able to help families in Augusta, Georgia at our local children’s hospital, AU. I want to thank you all for choosing us to be your real estate agent and thought this would be a great time to share the “why” behind our choice

As a short backstory to preface this article, I am going to tell you how and why I got into Real Estate. As a young high school grad, like most people, I had no clue what I wanted as a career. I spent years in college swapping majors trying to determine what it was that I was good at, and what I could see myself doing for the rest of my life. Eventually, I decided that whatever it was I was looking for was not going to be found in

One of the questions I get asked frequently is, “What kind of mortgage loan should I choose?” With so many options available, it can be overwhelming to decide which one is right for you. In this article, we’ll explore five different types of mortgage loans: FHA, USDA, Conventional, VA, and Hard Money loans. FHA Loans: Perfect for First-Time Homebuyers The Federal Housing Administration (FHA) is a government agency that insures mortgages, making it easier for first-time homebuyers to qualify for a loan. FHA loans typically have lower down payment requirements

The real estate industry is full of acronyms. There are several that you should know and understand. In this article, I want to break down seven key acronyms that every buyer or investor should be familiar with. MLS, or Multiple Listing Service, is a database of properties for sale that real estate agents use to find and share information about properties. This database is a valuable tool for you because it allows you to see a wide range of properties and compare prices, features, and locations. By using the MLS,

Are you pondering thoughts of buying a home? Home ownership is truly the quintessential American dream. Regardless of who you are, I believe there are a few signs that signify you should start seriously considering the option of buying something to call home. #1. YOU HAVE A STABLE INCOME: If you have job security, you should be considering your home ownership options. I am fully convinced that owning a home is the smartest financial investment you will ever make. If you pay rent, you are spending the money on housing

When it comes to buying a home, there are generally two main options to consider: a fixer-upper or a move-in-ready home. Each option has its own set of pros and cons that should be carefully weighed before making a decision. A fixer-upper is a property that requires some level of renovation or remodeling before it can be considered livable. These homes are often priced lower than move-in ready homes, making them a popular choice for first-time homebuyers and those on a budget. The main advantage of buying a fixer-upper is

As a local real estate agent, I am often asked to explain some of the more complicated terms that come up during the buying and selling process. In this article, I will break down seven terms that I believe are particularly important for buyers and sellers to understand: Pending or contingent offer, Closing Costs, Equity, Certified Funds, Due Diligence, Contingencies, and Title Commitment. First, let’s talk about Pending Offers. Locally, we consider an accepted offer to purchase a property, as a “Pending Offer.” This means that the property is generally

When it comes to buying a home, many people believe they can save money by skipping the services of a realtor and going it alone. However, the reality is that working with a professional realtor can save you time, money, and stress in the long run. 1. Access to Listings Realtors are connected to the local Multiple Listings Service where other agents post their listings. This is where you can find the most accurate details on an active listing. Agents will also be able to access the lockbox for showings.

The short answer is everyone needs renters insurance at some point in their life! Insurance generally, feels like a rip-off and I don’t disagree. But this little nugget of advice will benefit everyone, everywhere! Why? That’s an easy answer if you have rented, will rent, or know someone who is renting a home or apartment. If you are a wise and experienced person at any phase of your life, someone will ask your opinion on renters insurance. I want to help put this question to bed, forever. The answer should

As the mortgage rates started to increase, so did the amount of time homes lingered on the market. At the height of the market, homes were selling in a few days. Now, they are taking months. Sellers now have to negotiate to sell their homes. Even though the market has started to normalize, offers are still being denied. Quite frankly, they get denied because they are just bad offers. Yes, the market has returned to normal but no, we are not at the point where low-balling will do you any

Finding ways to create holiday fun and games are some of my favorite things to do at Christmas. As a parent of only adult kids, it looks different than it did when they were younger. Since you still have a few days left to make some Christmas memories, I thought I’d share a few ideas we find fun! First off, we are a very competitive family! So we like to make sure there are winners and of course losers! Losers get nothing, but we give good prizes to the winners.

My daughter and her husband are planning on buying a home this coming year, so I asked for input on what would be a good topic that would benefit her now. I was looking for inspiration on what I could share to help other first-time buyers getting ready to take the leap. When she answered, she simply said, “I don’t know what I need to know to answer your question.” This simple answer made me think, buyers are charmed by the glamour of buying on HGTV and in videos. But

I need most things dumbed down. This is my truth, maybe not yours, but my attention span is really like 10 minutes MAX. If you want to communicate with me, I need short quick ideas that make sense and are explained with simple words. Real Estate terms and deals by nature already cause stress to most people because of the legal verbiage! So, let’s simply talk about a 1031 exchange. January is looming for CSRA investors who have to do their taxes. One thing that is simple to understand is

I can hardly believe that it’s December! Can you believe the whole year is behind us and 2023 is practically here? While you are wrapping up all those holiday gift packages, I thought now would be a great time to give you some pointers and tips on the best way you can present your home for sale. Here are a few of my go-to pointers for helping sellers stage their homes to highlight all the best features you have, and the best news for you is that these are all

Today is the day everyone will be hunting the best deals – so where can you save the most money when you are buying a home? Here are the three top places to get some really good deals at the lowest prices around! While these resources are available to the public, please know that I recommend you have a licensed realtor assist you in the event you want to pursue what you see listed. Generally, there is no fee for a buyer who is using a realtor when a home

In the future, you may find yourself with an investment property. I have clients who did not necessarily purchase a home as an investment property but ended up keeping it as one. One of my clients was in the military, and when he got stationed at Fort Gordon they purchased a home. Three years later the husband was re-stationed and instead of selling the house, they turned it into a rental property. Suddenly, they were property managers with the daunting task of finding a tenant. Let’s face it, just like

One of Warren Buffet’s famous quotes goes like this: “I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful.” I am going to give you hope in this market by applying that quote to the housing market correction we are currently seeing. For the past decade, we have seen properties in our area appreciate, and they exponentially appreciated starting in 2019. Ever since then, the question was not “Will there be a market correction?,” the question was

It’s official, we have entered the “Holiday Season!” I, for one, am thoroughly enjoying the Backstreet Boys’ new holiday album that dropped in October. I feel like I’m always trying to find new Christmas music that I like. Download “A Very Backstreet Christmas” and let me know if you like it. Speaking of something new, how about a new or new-to-you house!! I wanted to share three advantages of buying or selling during the holiday season. Let’s start with the one that I think is a huge advantage that no

One of the golden rules in Real Estate is, “Location, location, location!” When my clients are searching for a home, my first question is always, “Where?” It could be for a particular school zone, close to their work, or just convenience to shopping and restaurants. Today, I have a list of neighborhoods that are located within walking distance of restaurants. Nowadays, many people have golf carts that they can zip around on, but if you’re lacking a pimped-out buggy, don’t worry! You can still walk to these restaurants and, honestly,

At the beginning of 2022, we saw an unprecedented housing market. Demand was high, interest rates were close to an all-time low, and prices had skyrocketed. Now, at the end of October, we see that interest rates have doubled but the prices remain high. This has removed many buyers from the housing market. Now that the interest rates are up to 7%, an assumable loan with a lower interest rate looks enticing and could benefit buyers and sellers alike. However, I don’t know if they will make that great of

I was thinking recently about how high our prices have gone up and decided to do a little research on where we stand nationwide with our values. Historically, we have been one of the most affordable places to live and I wondered if that is still the case. This led me to my first thought, how much is the most expensive home in the United States? No surprise, it is a mansion in Los Angeles and has been referred to as “The One.” It sold for $295 million. You can

There is no doubt in my mind that the internet is the single most revolutionary technology we have adopted in our modern society. Every other innovation since has been built off this highway of information. It has connected us directly to our neighbors and drastically changed the way we interact with others. This information we can grasp instantaneously has also warped our perception of time. Everything now has to be available on demand. If you haven’t been in the real estate market for a while, you may find this shocking,

This week, I decided to tackle the three top googled questions regarding real estate for you. I was planning to do the questions from 2022, but they are all pretty much the daily question that everyone wants an answer to “When is the housing market going to crash?” I am over this question, so let’s go with the Top 3 from 2021! According to propertywire.com, these are three of the most commonly googled property questions, found using google data from 2021. 1. Can you sell a property after probate? This

This week I’m following up on my report that posted near the end of July that looked at our market to decipher whether the interest rate increases would affect our sales volume and home values. Just this week, I have had the privilege of showing and making offers on homes that all had multiple offers on them right away. These were all in the $225K range or less. And I can say that investors are out in full force looking for deals! To date, the interest rates are hovering over

We all knew the buyers’ boom would be affected by government overreach in attempting to stop inflation. Raising the interest rates has affected us here in the CSRA, although luckily not drastically. I want to speak directly to sellers with this week’s real estate news. Buyers are still out there, but there are fewer of them and they are tired. Their buying power has been dramatically affected by the increase in mortgage payments. Some values are not rapidly appreciating, but you haven’t lost the equity gained over the last few

I have to admit that I love football and I am so excited for this week. I am hoping that this is the year my team, the Atlanta Falcons, pulls together with our amazing coaching staff and the players to win big! The pre-season showed great promise for this season, so I am hoping for a win a Sunday’s game against the Saints. Football season reminds me of why so many people come back to Augusta if they have the chance. Over the years, I have found that a person’s

I hope that we all share the love of a beloved pet or two. I can admit I am fully pet-crazed and love my fur babies like they are my children. My friends affectionately refer to me as the crazy cat lady! When I am helping buyers and sellers, pets often take center stage with their needs. Those who have pets want to buy a home with a fenced yard for the dogs or a screened porch for the cats. If you are a seller, you are concerned with what

Once you’ve secured a purchase agreement on a home, you may have questions: Are you 100 percent locked into the agreement? What if there were things about the house that you didn’t notice at first? Are you allowed to change your mind? Hopefully, you asked for a due diligence period that gives you time to confirm that you actually do want to purchase the property. The “Due Diligence Period” of a real estate contract is an agreed-upon period after the contract has been fully executed. It is a term that

Let me answer the main question everyone has these days: How’s the market? Well, I don’t expect our market to collapse or fall apart, and I am pretty certain that a monumental drop in values is not forecasted for our market. You cannot believe everything you hear on the news, my friends! Make sure you remember we are not a big metropolis like Los Angeles or Chicago. We have a very stable economy here. Every sector of the employment world can be found in our special little town! We have

According to Finance Buzz, Georgia is ranked in the top 10 highest foreclosure states. They have reported that, based on data from ATTOM, one of every 1,702 housing units was foreclosed on in Georgia in the first quarter of 2022. Flippers and investors have been patiently waiting on the day when they could get back in the game and that day is close at hand. Why does Georgia always have so many foreclosures? The answer is pretty easy: We are a non-judicial foreclosure state. This means that the bank doesn’t

Selling a home to buy a home at the same time can be a daunting task, which I assume has led you here. There are a couple of reasons you would sell a home and buy one at the same time. It could help qualify you to buy the new home or unlock more money to increase your price range. This guide will help ensure you minimize your risk and will set you up for success when the time comes! Determine the Price of Your House The easiest way to

On Wednesday, the Federal Reserve increased interest rates by another 0.75 percent for a total rate of 2.25 percent. This is the rate banks charge each other for overnight loans and sets the base for other interest rates. Apparently, they believe this is the best move to stop inflation. I am not an economics major, so please note that the following is merely my opinion. I knew that the low-interest rates we have enjoyed since the 2009 housing debacle would eventually end. I honestly just didn’t expect that the Federal

As parents, I believe that we are supposed to raise our children to grow up and become contributing members of society. If you ask any of my four wonderful kids, they will attest to that statement being announced to them regularly, usually as a response to the ever-popular statement heard around the world of “that’s not fair.” Life is not fair, the game is rigged and the sooner we let go of the notion that fairness is on our side, the quicker we can move forward. You need to know

As we continue to closely watch the market to see what trends emerge with the adjusted interest rates, I still find that even though we have more inventory slowly building, the sales continue to be strong. Only time will tell if overall sales will slow, but as of today, I do not see things slowing as far as volume. New construction numbers declined even more drastically, making way for resale homes to become the only option for many buyers. Some agents have reported that offers that are way over the

Whether you realize it or not, your credit score matters. I wish that just being someone who pays all your bills and carries no debt was enough, but it is not. Your credit score is how a myriad of companies determine if they will let you use their services and if they will require you to pay a deposit and how much! This is one of those topics that seems underestimated until you find yourself penalized for something you really had no control over obtaining. Unfortunately, by the time you’ve

Flexibility is key when searching for the perfect new home to rent. You may have your heart set on a location or some specific attributes of a house, but you may have to sacrifice some things. As someone who recently moved into their first rental home, I learned that flexibility and sacrifice are something anyone searching to rent will have to come to terms with. Nothing plays out exactly how you may have it mapped out in your mind and it’s important to accept this reality early on, so you

Buyers will always have a list of things that they “want” in a home and I’ve found that buyers can have an equally long unwanted list. For decades, we were fortunate to have a marketplace filled with options where you could get most of what you wanted in your budget, so having a list really helped your agent find something that you would be happy buying. Today is a different story together. Today’s home search is all budget-driven. Interest rates are high and the market competition has nearly eliminated buyers

At a Federal Reserve meeting held on Wednesday, June 15, officials agreed to another 0.75 percent raise to their interest rate. The news was not what anyone in the mortgage industry was hoping to hear. It is scary to imagine that this is just the beginning. The Wall Street Journal noted that we could see an additional 1.75 percent added by the end of this year. They also noted that at this pace of increase, we would see the most aggressive rate rise cycle since the 1980s. In 1983, the

All things, good or bad, must eventually come to an end. Hopefully, the end of this housing market crisis will be sooner rather than later. The National Association of Realtors (NAR) has put out an article sharing some good news. People and organizations are taking the initiative to advocate for change on our behalf. The NAR has headed this movement, working with the government and private companies to help support home ownership in the United States. Here are some facts provided by the NAR: • 65.5% of Americans own a

Shawna and Braydon Woodward have been in the real estate market for many years and along with advice on the housing market, they’re often asked for good places to eat. Today Braydon reviews a few of his favorite places. May is National Asian American and Pacific Islander Month and to celebrate, I’d like to suggest a few good local spots to eat. I can personally recommend these places, so I guarantee that they will not disappoint! These are not ranked in any particular order. Osaka is a family-run restaurant located

Can I fire my agent? This is a popular question the public finds perplexing. Do you have an out once you have signed a contract with a broker to buy or sell a home? Before I answer that question, let me do a quick explanation of what it means to be a realtor. If you are working with a true realtor who is a member of the National Association of Realtors or NAR for short, your agent is held to very strict ethical standards. NAR’s website states that the code

Will serene greens and dark kitchens be the next big thing to come into home decorating? We’ve been seeing wallpaper and art deco tile floors make a huge comeback. One thing I never thought would be popular and loved again was brass and gold fixtures, but here we are, and we are in love with the new take on what was an outdated idea. Even the retro style appliances are inspiring new kitchen designs. Every year, paint companies share their color of the year. This year Evergreen Fog is the

Do you trust yourself when it comes to choosing the right home? I am usually working to decode a client’s comfort levels when it comes to how much they want my opinion. I never want to come off pushy in any environment, yet some need a bit of a “heave-ho” when it comes to making a decision. Today’s market has challenged every single personality style and those who are extremely decisive or thrive in the rush are winning this game. And I am fully convinced that “game” is an appropriate

So much is happening in this market since interest rate changes were initiated to cause a market correction in house and inflation. Personally, I feel like they are overcorrecting, but I am reminding myself, as I often do, that it is not my monkey and not my circus! But some life lessons are sure and constant, like being proactive and not reactive. We are seeing a reactive response where a proactive one would have been a much better idea. This applies to all aspects of business and life! Whether you

Trying to buy a house in the market we are in can be very discouraging to new home buyers in the $150,000 to $250,000 price range. I have a current client, who is a good friend of mine, and he has been looking to buy his first house for a few months now. There were weeks when we would view a newly listed home every single day. We made plenty of offers – I think our score count was 0 offers accepted and 10 offers made, so we were 0-10.

It’s no secret that our real estate market has been steadily increasing in price and demand for the past few years. In that time, our rental market has also skyrocketed to what it is today. MHP Augusta has a substantial rental portfolio that we manage, so I have watched this change at a hands-on level. I’d like to give my input on the situation, and why I think there has been such a drastic change in the market. There are a few things that have happened to get us to

It is Masters Week here in Augusta and the weekend is upon us! There is a major buzz about Tiger playing after his accident. He brings such excitement to the course even for those who are not into golf! Half the town is doing something related to the tournament and the other half has left to enjoy Spring Break. I honestly think that since so many Augusta residents go to Disney this week, we should get a special admission rate! Do you fit into this scenario somehow? Maybe you have

I am a firm believer in pricing homes based on the absorption rate. Essentially, the absorption rate tells how many months of available home supply we have. So why does the absorption rate matter on this market update? Everything is selling fast, and the absorption rate is what drives the market. Through the years, I have told sellers that we have to have the best price and value to close in 60 days. I have rarely met a seller who wanted or needed to sell a home and didn’t want

As the days get longer, now is an excellent time to complete a few home maintenance tasks before it gets unbearably hot outside. One of the first things you should do is clean out the gutters. The best practice is to remove all leaves, pine needles, and any other debris that has accumulated. We get a lot of rain in the spring, so you want to make sure the gutters and downspouts are not blocked. Clogged gutters can be the main cause of damage to siding, interior ceilings, and property

I hope that we all share the love of a beloved pet or two. I can admit I am fully pet-crazed and love my fur babies like they are my children. My friends affectionately refer to me as the crazy cat lady! When I am helping buyers and sellers, pets often take center stage with needs. Those who have pets want to buy a home with a fenced yard for the dogs or a screened porch for the cats. If you are a seller, you are concerned with what you

It has been an upward trend in our communities to sell your home and move out to a piece of property with room and privacy. However, with the draw to move from city life to the slow life steadily increasing, the chances of finding good land to build on is decreasing. Which is why I want to point you into the direction of GreenHead Homes. They have three more lots available in their development located in Harlem. One desirable feature, among others, is that the properties have no HOA! These

In December 2021, Covid mortgage protections provided by the government expired. This was concerning to owners, but likely embraced by lenders. These benefits kept those behind on mortgage payments safe from foreclosure. It sounded like a great idea at the time while you need financial assistance, but now you owe all those “missed” payments in one large sum. I’m roughly estimating an average mortgage of $1,600 a month, missing mortgage payments from April 2020 through December 2021. That is about 20 payments and approximately $32,000. So what should we expect

Recently on CNN news, they stated that due to median house prices rising and lack of inventory, households earning between $75,000 – $100,000 per year only had an average of one affordable house to choose from for every 65 listings. This is a national average, but feels pretty accurate here in the Augusta area. The competition is extreme. If you are a buyer, always put your best offer forward. There are things that a seasoned agent will avoid accepting on offers. Here are a few tips that will make your

It is official, Punxsutawney Phil has seen his shadow and we are looking down the scope of what is expected to be a long winter in the CSRA. Unfortunately for us, this rings true for real estate as well. I know we all hoped for a reprieve from the crazy market, but today’s statistics continue to be heavy-handed against buyers. The first big hit was an interest rate hike for the VA and FHA loan products. We are seeing these rates starting to hit over 4%. I have compiled a

In Q2 of 2021, the rate at which Americans owned their own home was 65.4%, or roughly 2/3rds of our population. What was the most reported reason for purchasing a home in 2021? Well, the NAR (National Association of Realtors) reported that 27% of all buyers had a desire to be a homeowner. That’s the American dream – to care for your family, or soon-expected family, and to provide them with a safe place to live. So, how many homes does the average American buy in their lifetime? It is

Have you filed for your homestead tax exemption? If you have not, you are not alone. I am sure that someone probably mentioned it to you on the day you closed on your home and now you are thinking, I remember someone saying something about this! A homestead exemption gives you tax breaks on the amount you pay for property taxes in the CSRA. Most mortgage loans are equipped with an escrow account which pays these taxes for you automatically. I think this is why we so often neglect to

The perceived job of a realtor is either intriguing to another, who wanted to try it, or it is etched with sales. I think we can all agree that some “salesmen” may not have the best reputation—and because of that may dissuade others from that career. Before I talk about going green and shift to the purpose of this article, here is the 411 on what type of knowledge and experience a good realtor will have. In my profession I have to wear many hats and I know working moms

The question I’ve gotten constantly over the past two years is, should I buy now or wait? There seems to be a lot of uncertainty regarding doing the right thing to protect your financial interests. According to an article in Forbes from July 27, 2021, Bill Conerly writes “The current housing boom will flatten in 2022—or possibly early 2023—when mortgage interest rates rise. There is no bubble to burst, though prices may retreat from panic-buying highs.” I happen to agree with him. Truthfully, you can research and find someone who agrees with

As 2021 quickly comes to a close, now would be a great time to look at some of our local sales statistics. When I get the chance to analyze what is happening in our market, it brings a great excitement and hope for the future here in our community. Truthfully, so much of my profession is merely based around opinion, it is nice to see some real time statistics. First of all, I want to make sure everyone knows my numbers are based on residential sales only and from our

With spring rapidly approaching, our big season to move is creeping up. In an effort to help you appeal to as many buyers as possible, I wanted to give you 5 things that just about every buyer wants in a home. Anyone who is planning to sell in the future, should make sure they have added these to get the most money and appeal to multiple buyers. 1. CEILING FANS You should have ceiling fans in all the bedrooms, the great room or family room, and on any covered back

Let’s be honest here. In the time period between Halloween and the New Year, everyone is running an emotional and stress-filled gauntlet. You’ll attend more family gatherings in these four months than you did in all of the months before. This entails cooking, planning, cleaning, and not to mention the mental preparation needed to withstand all of your deranged family members. Just days after Thanksgiving it is time to hang Christmas lights, replace your fall decorations (that you just put out) with Christmas decorations, and if you’re like most people,

Purchasing a CSRA home is a huge life commitment. It can be a beneficial endeavor that brings wealth and happiness to you and your family. Conversely, one mistake in the buying process can be detrimental to you, your loved ones, and your wallet. Unfortunately, the horror stories about home purchases that went catastrophic are abundant. First off, please never purchase a home without having a qualified home inspector inspect the property. Too many times people forgo a home inspection (sometimes not knowing any better) and just weeks after moving in

Zillow is a big deal in Real Estate. They have a great platform that keeps up with all the active and pending listings from all the real estate boards nationwide. They keep the public informed with historical data and pictures of homes. For the most part, I feel like they add value to a very overwhelming space in the market. I have recommended their searching platform to countless buyers over the years and have adapted my business, knowing that to be successful, I need to see the value it brings

As promised from last week, I wanted to share with you what building a custom home entails. First off, you need to speak to a great lender and find out if you can qualify for construction to permanent financing. If you do not qualify, you need to know what mortgage you do qualify for. If you can do a construction to permanent mortgage then you will save money. If you can only qualify for a mortgage loan, it will cost more to build because you will be paying the expense

Let’s talk about new construction homes. Buyers often prefer to buy a new home or would like to build their dream home. There are a few ways you can buy or build a new home here in the CSRA and I wanted to give you a brief explanation. One option would be to buy what I consider a national builders development. Here you have one specific builder, building all across the country. In these developments you can typically walk through model homes and choose what you want to build, the

As the end of October approaches, I thought now would be a good time to talk about the value of a community with great amenities. I know there will always be some people who only want to live where there are no rules and no neighbors, however for the most part, people want to buy a home in a good area that will maintain or appreciate in value. Historically the “best” locations will typically be in a top rated school district near you. This seems to be a wise investment

Are you old enough to have experienced buying a home in 1980 something? Since I was so young in the 80’s I missed out on those special times. According to an article I read online, “The early ’80s saw particularly high rates, with the 30 year mortgage reaching a peak of 18.63 percent in October 1981, according to data from the Federal Reserve Bank of St. Louis.” (marketplace.org, Oct.12, 2018) While most of us have relatively low mortgage rates today, I wanted to encourage anyone who acquired a mortgage in 2010 or

This is a popular question the public finds perplexing. Do you have an out once you have signed a contract with a broker to buy or to sell a home? Before I answer that question, let me do a quick explanation of what it means to be a Realtor. If you are working with a true Real- tor who is a member of the National Association of Realtors or NAR for short, your agent is held to very strict ethical standards. NAR’s website states that the code of ethics was

I hope that you are excited about the seasons changing and the cooler weather trying to creep in. I feel like we are all desperately longing for the normalcy we had pre-Covid. I for one, embrace the fact that Lowe’s has all the Christmas decor on display and I have been most proactive with all things fall. And while I love to talk about designing and decorating, I want to talk about your grass. Interesting transition, right? Many in the CSRA think that because the grass growing season is slowing

Happy Fall! What an amazing spring and summer we have survived in real estate. So many buyers and sellers are hoping for a reprieve, so I figure it is time for a quick market update. Currently in the entire CSRA we have 982 residential properties listed for sale and 1,932 homes are pending sale. This means that a buyer has made an offer that the seller accepted, and the buyer and seller are working towards completion of the sale, also known as a closing. The average listed price per square

As a Realtor, I answer a lot of questions about money and one of the most common concerns people discuss with me is credit worthiness. Credit is essentially your adult report card on the subject of financial commitment. It will disclose exactly how responsible you are with following through. I want to say a few things that maybe no one has said to you before. First off, you will only have a credit report score if you have borrowed money, or if you owe money that you did not pay,

Renting a house or apartment in the CSRA has become increasingly expensive, and Shawna Woodward doesn’t expect rental prices to decrease significantly in the future. Woodward – real estate agent for RE/MAX Reinvented and a rental property manager, says local rent prices have increased because of a shortage of homes available to rent. “Owners can raise the price because there aren’t that many to choose from,” she explains. Many potential renters want to live in certain areas, such as Columbia County and West Augusta. North Augusta is another popular area,

When you are in the position to buy a home, make sure you have a home inspection. A common misconception that I hear from buyers regularly is that they are planning to rely on the appraisal inspection. Buyers who are getting a VA loan seem to be the largest population of buyers who believe the VA is inspecting their home. It is very important that as a buyer, you know the difference between a home inspection and an appraisal. An appraisal is almost always a requirement if you are getting

Owning investment property is a common wealth building tactic for the novice investor as well as the experienced one. I am not a financial advisor, and I am not giving financial advice, but I am sharing about our rental market. I feel my opinion on the matter could help someone thinking about investing in our market. I like to look at investment properties as a forced or free savings account when done correctly. If you have a mortgage on a property, each rent payment made should be covering the mortgage

As housing prices continue to climb, Shawna Woodward says the real estate market has slowed down, but she doesn’t expect it to stay that way for long. Woodward – agent for RE/MAX Reinvented in Columbia County – explains the market generally slows down when school starts. “Historically, we have lower inventory coming into October and November,” she states. An article from Southeastern Residential explains the nationwide housing inventory is almost 19% lower than it was last year at this time. The median price of homes in Georgia has increased significantly

If you are a homeowner, your home is most likely your biggest and most valuable asset. Just like you have to spend time nurturing personal relationships with friends and loved ones, your home needs constant care and love as well. Here are a few helpful things to do, that will definitely keep things up to date and maybe even add monetary value to your biggest investment. First off, finish up minor repairs around your house. These things can actually make a difference in the value of your home. Take some

If you find yourself feeling like now is the time to sell, you will not have to wait long for a buyer. Most homes are selling for 100% of the listing price and officially closing the sale within 48 days! Here are a few quick things I feel strongly are a must do if you decide to sell your home at anytime! FRESH PINE STRAW OR MULCH – Cleaning up your landscaping is an easy and inexpensive way to present a well maintained home and ensure nice curb appeal. ADD

It’s no surprise by now that the real estate market is hot, moving fast, and pretty much a race to be the first buyer to see anything that lists for sale! We are finally beginning to accept this as our new normal and have thrown all past experiences and expectations out the window in favor of just “winning” a house. If you are familiar with the housing market here in the CSRA, and have read my previous article on how we actually are experiencing higher sales inventory than previous years.

Editor’s Note: Biz leaders are juggling more and more during this volatile, pandemic time. This weekend or part of next week, may be the last “holiday” or working vacation from the CSRA grind for a while. School is starting soon. In this week’s Real Talk real estate, Shawna Woodward says, make sure someone is minding the store at home! As summer starts to wind down, plan to go on a last minute vacation! Life is short and we should strive to make it a priority to enjoy time away with

Editor’s Note: Shawna Woodward of ReMAX Reinvented in Evans begins a new weekly series called, “Real Talk Real Estate”. She’ll sponsor our soon-to-be-created Real Estate page and provide a weekly article to provide you tips to help you cut through all the changes! Looking for? Do you have this coming? I’m in need of… My qualified buyer is seeking….A rental needed…HELP NEEDED! This is the current content flooding my email from local realtors all across the CSRA. Our board allows all of us fabulous agents a platform where we can send